How to Claim Auto Insurance after Car Accidents

Step to claim auto insurance after car accident.

After the Accident, First all you need to do is call to the cops, and check the accident scene and confirm that no one was injured. If there are injuries,

The Claims Process

All of the insurance company handles the claims process a little differently. At the Allstate, we understand that resolving your claim as fast and efficiently as possible is your top priority. With 24/7 claims support, local drive-in centers, and one of the country's largest teams of claims professionals, we're here to make the claims process as easy and convenient as possible.

In fact, also we may be able to cut you a check in minutes at one of more than 920 drive-in claims centers.

First of all It's important to understand your repair options before making any decision about where and how to get your car repaired. The following steps, though, will help you understand the ins and outs of the claims process and what you can expect from your insurance company, agent, and adjuster (the professional who investigates your claim and recommends a settlement amount).

Schedule an Inspection

You will need to get the damaged vehicle inspected to determine the cost of repairs. This usually means that visiting an auto body shop (your insurance company may recommend a specific shop or shops in your area) for an estimate of the repair costs, including both parts and labor.

Talk to an Adjuster

The specified of your insurance company's claims adjuster will objectively review all the available information—your vehicle's damage, accident/police reports, witness statements—to help determine fault and then provide a cost estimate.

Get back Your Car Ship-Shape Again

The first step as soon as the claim has been filed and coverage has been determined, we can help get you on the path to getting your car repaired and remember that rental coverage on your policy may pay for all or part of a rental car while your car is getting fixed, so be sure to check your coverage.

Regarding the insurance Depending on your coverage, damages (minus your deductible, of course) may be covered regardless of who's at fault. If the other driver's at fault, your insurance company will work to recover your deductible amount from the other driver. If you are at fault, your insurance company will handle any claims covered under your policy for damages to the other vehicle you are legally obligated to pay. Get Up To Date Status on Your Claim.